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Emphasizing insurance issues, this report provides a summary of perceived perils, legal issues, and legislation associated with toxic mold. Excerpt - Risks to Health and Property Mold can cause health problems and property damage. First, while the most common molds are harmless to humans, mold can cause a variety of ailments. Some molds can produce allergic reactions, and others, which are far less common, but are hardly rare, can produce toxic effects and infections. Symptoms associated with allergic reactions to mold include aggravation of asthma, a runny nose, congestion, cough, and eye irritation. Molds that release mycotoxins in the air, such as the Stachybotrys chartarum strain, must reach toxic levels before illness occurs, but when they do, they can cause fatigue, headaches, nausea, asthma, and the inability to concentrate. In the most serious, but scientifically uncertain cases, toxic molds allegedly can cause immune system disorders, chronic fatigue, organ damage, memory los

Q In 2007, I was recruited to a financial services firm by a former manager who was also a personal friend. Early this year, I was part of a large layoff, but I was assured that the layoffs had nothing to do with performance.

Gordon Brown pledged to end "reckless" banking practices as the City watchdog prepared to set out its planned reforms for the mortgage market in the wake of the credit crunch. The Financial Services...