business - "insurance"

Hundreds of thousands of investors continue to suffer appalling returns on money trapped in with-profit bonds from insurance companies

SAN FRANCISCO (MarketWatch) -- Moody's Investors Service said late Thursday it cut the Aaa ratings of bond insurers Ambac Inc. and MBIA Inc. . Moody's downgraded Ambac's insurance financial strength rating to Aa3, and MBIA's insurance financial strength rating to A2.Market Pulse Stories are Rapid-fire, short news bursts on stocks and markets as they move. Visit MarketWatch.com for more information on this news.

Protective Life insurance Co. has shifted half of the responsibility of its life insurance sales to the leader of its West Coast insurance operations.

$4 million settlement reached in insurance malpractice suit.

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Loan protection insurance could provide you with financial support if you were to find yourself unemployed and without an income. A policy could also provide you with an income if you should fall ill or if you were the unfortunate victim of an accident that meant you could not earn a living. When considering taking out loan protection insurance you would first have to work out how much your loan or credit card repayments added up to each month.

None of us know what lies around the corner and if we have commitments to payout each month it makes sense to do everything we can to ensure that we would be financially secure. One way of protecting any loan or credit card repayments you have to make is to take out loan payment insurance. A policy can be taken with a standalone provider to give you a sum of money each month so you are able to maintain your outgoings.

The Supreme Court said Thursday that courts should consider an insurance company's potential conflict of interest when reviewing the denial of an employee's health or disability benefits claim.

Loan protection insurance along with the rest of the payment protection products has caused a great deal of concern in the past. Mis-selling has occurred and some of the names on the high street we thought we could trust were handed out fines during an investigation into the payment protection sector. Is it any wonder that faith in what are actually excellent products when it comes to safeguarding against a loss of income has dropped?

Wells Fargo insurance services has appointed John Grotts as senior vice president and business development manager for its San Francisco Bay Area region. He will be based in the firm's San Francisco office.